Listed banks in the first half of the single digit growth in non-performing loans rose-www.97se.com

Listed banks in the first half profit of single digit growth in non-performing loans rose [Abstract] PWC released the latest "Banking News: 2016 half year review and Outlook" China bank pointed out that non-performing loans double up and capital adequacy ratio of the pressure drop. PWC released the latest "Banking News: 2016 half year review and Outlook" China bank pointed out that in the environment of China sustained economic adjustment and interest rates down, the first half of this year China 30 A shares and H shares listed banks continue to face profit slowdown, spreads contraction, non-performing loans double up and capital the adequacy of the downward pressure. Analysis of the overall growth of the bank’s low profit, 30 listed banks in the first half of 2016 net profit of $774 billion 452 million, an increase of 4.60%. Among them, five large commercial banks to increase the minimum (3.11%), nine joint-stock commercial banks also maintain a low growth (6.09%), 13 city commercial banks because of the scale and smaller base, still maintained a rapid growth rate (18.04%); three agricultural firms behave differently, the whole body is still growing (6.49%). From the trend, Chinese banking profit growth continues to face pressure, large and medium-sized banks a double-digit growth to become the new normal, except for a few large commercial banks and joint-stock commercial banks, city commercial banks can only generally maintain two digit growth. In the first half of 2016, the growth rate of interest income of listed banks was generally weak, and the stability of net profit was mainly dependent on the rapid growth of non interest income. This also led to the decline in interest income accounted for these banks, significantly increased the proportion of non interest income. In addition, the yield of interest earning assets down greatly, most of the first half of the listed banks net profit difference (NIS) and net interest margin (NIM) were compared with the same period of 2015 shrink. The amount of non-performing loans increased by 10% as of the end of 2016 6, the total assets of the 30 listed banks amounted to $135 trillion and 410 billion, an increase of 7.63% over the end of the year. Have been disclosed 29 listed banks non-performing loan conditions, the overall non-performing loans amounted to 1 trillion and 130 billion yuan, compared with the end of 2015 by 10.06%; non-performing loan rate of 1.66%, up 0.04 percentage points compared with the end of 2015. Combined with overdue and impairment analysis, the end of 2016 at the end of 6 banks overdue loans ratio has generally increased. Analysis of PWC executives China financial partner Liang Guowei: "although the first half of 2016 listed banks using a variety of ways to continue to strengthen the collection and disposal of non-performing loans, the growth slowed down. However, the new balance of non-performing loans is still high, and in addition to the NPL ratio, the listed banks concerned about the rate of loans generally rose, reflecting the quality of the asset risk remains to be further observed. It is reported that, " interest loans is five level classification of bank loans, between normal loans and non-performing loans (NPLs is five class after class three, which is referred to as substandard, doubtful and loss class) part between, so the change trend and asset quality are closely related. (Information Times)相关的主题文章: