Harbin home loan applicants can be extended to the maximum age of 70 year old Harbin home loan applicants can be extended to the maximum age of 70
source: Sina update time: 2016-09-30 10:02:30 classification: City Keywords: mortgage, Harbin, loans, provident fund loans, provident fund
with the market "golden nine silver ten" the arrival of city banks continue to increase the proportion of individual housing loans preferential. Some banks cut personal mortgage interest rates at the same time, but also to relax loan applicants age and secondary housing age, the highest age by the applicant before the mortgage 65 years extended to 70 years.
according to the CCB housing finance business department official, the bank will relax the loan period, interest rates and down payment. Among them, the longest loan period of up to 30 years, the borrower can be extended to the maximum age of 70 years of age, the first suite of the first payment of the lowest proportion of only a minimum of 20%, only a minimum of two suites. At the same time, second-hand housing loan age + loan period of 40 years from the previous relaxed to 50 years. China Construction Bank of Harbin City, the first suite of interest rates all the implementation of the benchmark interest rate of 15% off; the province’s first suite of interest rates in other regions to implement the benchmark interest rate of 10 percent off. The person in charge of 500 thousand yuan of loans for example, if the interest rate by a discount of 15% off, compared with the implementation of the benchmark interest rate in the province of more than 7.8 yuan in interest in the province of time, the interest rate of more than $30.
reporter learned in the interview, the bank’s mortgage policy is different, early owing on the loan and material acceptance is not the same. Currently, in the construction of individual housing loans to the public at any time may be full or part of the repayment in advance, do not charge fees and liquidated damages.
real estate insiders said that the current real estate market in Harbin is still to go to stock based, the bank introduced a variety of preferential policies will not make the property market first-tier cities and some second tier city prices fluctuate situation.
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