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Finance ATM (Automated Teller Machine) is just an amazing invention made by human being. Have you ever thought how it works, how a single card can access through the machine and you get your cash in seconds? ATM is just become an another usage of our daily life, we can do lot of things like access cash, access personal bank account, pay bills, money transfer and so on are some facilities that todays ATM offers us. So what is going inside it? Is there a magic that provides your cash instantly or something else? Well there is no magic at all in ATM, it is just a machine that requires a software to run. Not only ATM, all machines requires software that controls it, they never act their own. It requires programmer who do coding and tells what to do and when to do? It was originally invented in 1960s with the main aim of withdrawing cash from anywhere and makes it easier for public or also to reduce the stress of bank tellers who are always used to present and handled cash at cash counter. Previously the access was allowed with checks to get cash with less fuss, but as the credit and debit card technology went, or pin has been updated, it now becomes much faster and easier for public to access cash from anywhere. ATM software is the main component which makes it possible to access all facilities, so which kinds of software are used in ATM? Or what are the important things used to manufacture ATM software? Most of the ATM software are using Microsoft Windows OS, primarily Windows XP Professional or Windows XP Embedded. Embedded programming that is used to manufacture software is very much architecture dependent and low level types of programming that deals with logic and gates. Generally ATM use a secure crypto processor that provides certain amount of tamper resistance, usually located in IBM PC compatible host computer and requires host software runs on commodity operating system. ATM software using a direct phone line or dial up modem so that machine connects with the switch and opens it to the various networks that allow card holders to access their accounts and get cash instantly. In addition security is another most important factor that needs extra attention especially when it comes to money. ATM security is the first thing that the programmer keeps in mind while developing software for it and this is the reason some banks use wireless system in which all systems are encrypted to prevent theft of financial and personal information. The machine security is largely dependent on the integrity and security of the processor used in it and this concern has risen with the move of ATMs to industry standard computing environments. About the Author: By: Aditya Kumar – Spenta Palazzio is a premium residential establishment in Andheri East, which is one of the prime localities in Mumbai. 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